WHAT TO KNOW ABOUT THE 10 LARGEST AUTO INSURANCE COMPANIES

Larger insurance companies may have advantages over smaller companies, such as greater financial strength and stability, a broader network of claims adjusters and agents, 24-hour customer service, and better apps and websites.

But there is more to an insurer than size. Here’s additional information on each of the largest auto insurance companies, including the latest available consumer satisfaction ratings from J.D. Power and consumer complaint data from the National Association of Insurance Commissioners.

1. STATE FARM

State Farm, the nation’s largest auto insurance company, offers policies nationwide, except for Massachusetts and Rhode Island. The coverage is sold exclusively by captive agents, which means they only sell State Farm products, but you can get a quote and manage policies online. There is also a mobile app that allows you to get quotes, submit claims, and view your insurance card.

State Farm offers many other types of policies, including renter, business, home, boat, ATV, and commercial auto insurance. In some cases, discounts are available for drivers who buy more than one type of policy.

2. GEICO

Geico primarily sells auto insurance directly to customers online or over the phone, but agents are available in some states. You can purchase and manage policies through the Geico website or mobile app, and voice assistance is available through the app or through Amazon’s Alexa. Policies are available in all 50 states and in Washington, D.C.

In addition to auto insurance, Geico offers general liability coverage and insures motorcycles and ATVs. Auto insurance discounts are available to customers who purchase other policies, such as home insurance, from companies that have partnerships with Geico.

3. PROGRESSIVE

Progressive auto insurance policies are available in all 50 states and in Washington, D.C. You can buy coverage online, over the phone, or through an agent, but be careful – prices vary depending on how you shop. You can manage your policy with a mobile app and get help from a digital voice assistant through Google Home.

In addition to auto insurance, Progressive sells general liability policies, commercial auto insurance, and coverage for other vehicles such as boats and snowmobiles. Auto insurance discounts are offered to customers who purchase other policies, such as home insurance, from Progressive’s partner companies.

4. ALLSTATE

Allstate sells auto insurance and a wide range of other products through agents in all 50 states and Washington, D.C. You can find an agent or get a quote on the Allstate website; The company’s mobile app allows you to manage your coverage, pay your bill, and verify claims.

Discounts are available if you combine your auto insurance with some of Allstate’s other policies. Coverage is available to homeowners, renters, homeowners, boats, businesses, and more.

5. USAA

USAA frequently offers the lowest auto insurance rates among the large companies that NerdWallet compares. However, USAA is available only to active military members, veterans, and their families.

USAA offers online quotes and a mobile app to pay bills, file claims, or download insurance cards. In addition to auto insurance, USAA sells life insurance, general insurance, and homeowner, renter, and homeowner insurance.

6. MUTUAL FREEDOM

Liberty Mutual sells insurance in all 50 states and Washington, D.C., offering quotes online and through Amazon’s virtual assistant Alexa. Liberty Mutual’s mobile app allows you to pay bills, track claims, and get accident and roadside assistance.

Liberty Mutual auto insurance customers can add coverage for vintage or classic cars, ATVs, ATVs, RVs and trailers. Liberty Mutual also sells a wide range of other coverages, including landlord and tenant policies.

7. FARMERS

Farmers sells auto insurance through agents in every state except Alaska and Hawaii. You can connect with an agent and get a quote on the company’s website. There’s also a mobile app for paying bills, getting a digital insurance ID card, and more.

In some cases, discounts are offered to group the seg